Health Insurance Initial Eligibility: 450 hours in any consecutive four month period, or 580 hours in any 12 consecutive-month period. Coverage begins on the 1st day of the 3rd month following the month satisfying the initial eligibility. Ongoing Eligibility: 140 hours per month are needed to maintain coverage. Hours worked in excess of 140 are banked for future shortages that may occur. Maximum allowable bank is 280 hours. Coverages: Provides hospital, medical, dental, vision, and prescription benefits. Short-term disability and life insurance coverage are also included. Preferred Provider Groups can be utilized for further savings. Non-utilization of a PPO member, may require various deductible limits must be met. Pension Regional Local 207 also provides for the membership a Defined Contribution Pension Plan. With this style of Pension Plan, our employers have no unfunded liability. The plan provides an accounting of each individual member's monthly contribution. All monies are invested together to maximize earnings as well as protecting the overall integrity of the Trust. Both Union and Employer Trustees monitor this Pension Trust. The plan currently allows for self directed investments if the member chooses to do so. Currently, each member has the right to request a transfer or cash payout of their pension amount after leaving covered employment for the period of 18 months. This is a non-vesting program.

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